Become Totally Debt-Free in Five Years or Less

This self-help book about personal finance provides hundreds of motivational and inspirational messages and common-sense and creative money-management ideas and techniques to help readers get out of debt. The book has 30 chapters. Of the 30 chapters, the first four are filled with motivational messages, the next 26 are packed with money-saving ideas. At the beginning of each chapter is an eye-catching illustration and at the end of each chapter is an affirmation. There are also six worksheets and three self-evaluations throughout the book to further assist readers in becoming totally debt-free.

Also available in an Audio Cassette Version.

Credit Card & Debt Management: A Step-By-Step How-To Guide for Organizing Debt & Saving Money on Interest Payments

If you ask single Americans in their 20s or early 30s what their biggest financial worry is, most will probably answer credit card debt. Bilker shows them the formulas for digging out of the credit-card hole--methodically, systematically, and with a minimum of confusion. Surprises abound, including Bilker's advice against cutting up one's credit cards--after all, one may need that credit line in case of emergency. He also advises against paying off one's credit debt with savings, opting instead to use budgeting from salary and letting that savings grow untouched. If used correctly, this book could be a big help to those experiencing a rather common burden.